By Erma and Herb Harsh
Otterbein Lebanon Residents
There are different types of investments. Each of us has to make a decision about where we are going to invest our time, talent and treasure. We choose to invest in the Otterbein ministry because we love living at Otterbein, and we want to make sure those who come after us have the same opportunities that we enjoy.
One way we invest in Otterbein is by establishing charitable gift annuities—we have 13 now! When we have a CD or other investment that isn't producing much income for us, we establish a new charitable gift annuity and get the current fixed rate offered by Otterbein. The payments last for the rest of our lives, and we don't worry so much about the ups and downs in the economy!
Of course, our main objective is to help ensure the future of the Otterbein mission, but the payments we receive help us, too. We may not be wealthy by the world's standards, but we have been blessed with good jobs, good health, great family and friends, and a wonderful place to live during our retirement years. This is one way we give back—by making a gift that will help our fellow residents now and the many new friends we will make at Otterbein in the future.